Car Loan Advisory & Application | True Capital and Advisory Pvt Ltd

Product Overview

Assistance with new car loans, used car purchase financing, and refinancing against existing four-wheelers with transparent processing and flexible EMI schedules.

General Eligibility Guidelines

Salaried and self-employed individuals with minimum age of 21 years and valid driving credentials.

Nationality: Resident Indian or registered domestic business entity.
Minimum Age: 21 years at loan application; maximum up to retirement/65 years.
Income Stability: Steady employment vintage or minimum 1-2 years continuous business operations.
Credit Assessment: Clean repayment record and healthy bureau score.

Documentation Checklist

KYC documents, income proof, 6 months bank statement, car quotation or vehicle RC for used cars.

Identity & Address:

Aadhaar Card, PAN Card, Passport / Voter ID, Utility bill or rental agreement.

Income & Banking:

Latest 3-6 months bank statements, salary slips (for salaried) or 2 years ITR with computation (for self-employed).

Step-by-Step Advisory Journey

1 Requirement Analysis Understanding loan amount and repayment horizon.

2 Lender Matching Identifying best-fit partner banks and NBFCs.

3 Document Appraisal Pre-vetting paperwork to avoid bank rejections.

4 Sanction & Disbursal Bank approval and direct loan disbursement.

Frequently Asked Questions

No. We do not demand unauthorized advance cash fees for loan approvals. Legitimate processing fees or valuation charges are collected directly by the disbursing bank or financial institution.

Retail personal loans can typically be sanctioned within 2 to 4 business days once documents are complete, while secured loans (Home Loan, LAP, Project Finance) require legal and technical property verification, usually taking 7 to 15 business days.

Apply for Car Loan

Full Name *

Mobile Number *

+91

Type of Loan *

Required Loan Amount *

State

City

Email Address (Optional)

I authorize True Capital & Advisory to contact me and share details with partner lenders for loan evaluation.

Want to check repayments first? Open EMI Calculator

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