Welcome to the official website of True Capital & Advisory Pvt Ltd (hereinafter referred to as "Company", "we", "our"). By browsing, accessing, or utilizing any services provided on this website (www.truecapitaladvisory.com), you agree to comply with and be bound by the following terms and conditions.
1. Scope of Services
True Capital & Advisory Pvt Ltd operates strictly as a loan assistance facilitator, distributor, and financial advisory consultant. We connect prospective borrowers with scheduled commercial banks, non-banking financial companies (NBFCs), and housing finance institutions. We do not operate as a bank, nor do we directly disburse loans or hold client deposits.
2. Non-Guarantee of Loan Approvals
All financial quotes, interest rate estimates, tenure options, and eligible loan amounts displayed on this website or communicated by representatives are indicative. The decision to approve, reject, modify, or sanction any credit facility rests solely within the discretionary underwriting authority of the respective lending institution.
3. Accuracy of User Information
The applicant represents and warrants that all documentation, income declarations, PAN details, and statements submitted via online forms or physical channels are authentic and accurate. Submitting forged or misleading financial records is punishable under applicable Indian legal statutes.
4. Communication & Telemarketing Consent
By providing your contact details on any form on this site, you expressly consent to receive communications, calls, SMS, and WhatsApp messages from our advisory personnel and partner lenders regarding your inquiry, notwithstanding any registration on the National Do Not Call (NDNC) registry.
5. Limitation of Liability
True Capital & Advisory Pvt Ltd, its directors, and employees shall not be liable for any direct, indirect, incidental, or consequential damages resulting from loan rejection, delays in bank disbursal, fluctuations in lender interest rates, or third-party institutional actions.
6. Governing Law & Jurisdiction
These terms shall be governed by and construed in accordance with the laws of the Republic of India. Any legal disputes arising out of the use of this portal or services shall be subject to the exclusive jurisdiction of the competent courts in Haridwar, Uttarakhand.