Loan Against Property (LAP) Advisory & Application | True Capital and Advisory Pvt Ltd

Product Overview

Loan Against Property enables business owners and individuals to borrow substantial funds at lower interest rates by leveraging freehold residential, commercial, or industrial real estate.

General Eligibility Guidelines

Clear and marketable title of residential or commercial property owned by applicant with verifiable income.

Nationality: Resident Indian or registered domestic business entity.
Minimum Age: 21 years at loan application; maximum up to retirement/65 years.
Income Stability: Steady employment vintage or minimum 1-2 years continuous business operations.
Credit Assessment: Clean repayment record and healthy bureau score.

Documentation Checklist

Property title deeds, approved building plans, property tax receipts, applicant KYC, income proof and banking statements.

Identity & Address:

Aadhaar Card, PAN Card, Passport / Voter ID, Utility bill or rental agreement.

Income & Banking:

Latest 3-6 months bank statements, salary slips (for salaried) or 2 years ITR with computation (for self-employed).

Step-by-Step Advisory Journey

1 Requirement Analysis Understanding loan amount and repayment horizon.

2 Lender Matching Identifying best-fit partner banks and NBFCs.

3 Document Appraisal Pre-vetting paperwork to avoid bank rejections.

4 Sanction & Disbursal Bank approval and direct loan disbursement.

Frequently Asked Questions

No. We do not demand unauthorized advance cash fees for loan approvals. Legitimate processing fees or valuation charges are collected directly by the disbursing bank or financial institution.

Retail personal loans can typically be sanctioned within 2 to 4 business days once documents are complete, while secured loans (Home Loan, LAP, Project Finance) require legal and technical property verification, usually taking 7 to 15 business days.

Apply for Loan Against Property (LAP)

Full Name *

Mobile Number *

+91

Type of Loan *

Required Loan Amount *

State

City

Email Address (Optional)

I authorize True Capital & Advisory to contact me and share details with partner lenders for loan evaluation.

Want to check repayments first? Open EMI Calculator

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