Product Overview
Get access to fast personal loan assistance designed for salaried individuals and professionals. No collateral required, flexible repayment tenures and complete transparency in the application process.
General Eligibility Guidelines
Salaried employees or self-employed professionals with regular monthly income and clean repayment history.
- Nationality: Resident Indian or registered domestic business entity.
- Minimum Age: 21 years at loan application; maximum up to retirement/65 years.
- Income Stability: Steady employment vintage or minimum 1-2 years continuous business operations.
- Credit Assessment: Clean repayment record and healthy bureau score.
Documentation Checklist
Identity proof, address proof, 3 months salary slips, 6 months bank statement.
Identity & Address:
Aadhaar Card, PAN Card, Passport / Voter ID, Utility bill or rental agreement.
Income & Banking:
Latest 3-6 months bank statements, salary slips (for salaried) or 2 years ITR with computation (for self-employed).
Step-by-Step Advisory Journey
1
Requirement Analysis
Understanding loan amount and repayment horizon.
2
Lender Matching
Identifying best-fit partner banks and NBFCs.
3
Document Appraisal
Pre-vetting paperwork to avoid bank rejections.
4
Sanction & Disbursal
Bank approval and direct loan disbursement.
Frequently Asked Questions
No. We do not demand unauthorized advance cash fees for loan approvals. Legitimate processing fees or valuation charges are collected directly by the disbursing bank or financial institution.
Retail personal loans can typically be sanctioned within 2 to 4 business days once documents are complete, while secured loans (Home Loan, LAP, Project Finance) require legal and technical property verification, usually taking 7 to 15 business days.
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